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Joe Raedle/Getty Images North America/TNS

High prices charged by Florida insurers revealed by cost-per-$1,000 analysis

Consumer / Home and Consumer News /

Behold, the insurance secrets that surface when you look at publicly available data a different way, by ranking companies by what they charge per $1,000 of insured value:

—Collectively, Florida-based property insurers charge significantly higher rates per $1,000 than companies headquartered outside the state charge.

—Owners of condominium ...Read more

Dreamstime/Dreamstime/TNS

Gift tax: The exclusion limit for 2025, how it works and who has to pay

Consumer / Home and Consumer News /

If you’re worried about owing gift taxes if you give money or property away, keep this in mind: Very few taxpayers end up on the hook for this particular tax.

There are two reasons why.

The first is that you can give away up to $19,000 in 2025 (it was $18,000 in 2024) per person — to as many people as you want, according to the IRS. And if...Read more

Kayla Bartkowski/Getty Images North America/TNS

Inflation is bucking tariff fears, but the Fed likely won't cut rates, as Trump wants. Here's why

Consumer / Home and Consumer News /

The U.S. economy has been full of surprises since the Federal Reserve started rapidly raising interest rates to quell inflation back in 2022. The latest shocker might just be that the Trump administration’s tariffs haven’t pushed up inflation more.

Since April, taxes on foreign-made and imported goods have been the highest in nearly a ...Read more

Kevin Dietsch/Getty Images North America/TNS

Trump's tax plan: 'Big, beautiful' bill could cost low-income Americans $1,600 a year, CBO says -- here's what to expect next

Consumer / Home and Consumer News /

The “big, beautiful” tax bill that’s currently winding its way through Congress would, if it becomes law, lead to drastically different results for U.S. taxpayers, depending on where you fall on the income spectrum.

The wealthy would see their income grow while the lowest income Americans would experience sharp cuts, according to a report...Read more

Everyday Cheapskate: A Simple Guide to Saving Money on Streaming Without a Household Uprising

Consumer / Everyday Cheapskate /

Remember when canceling cable was supposed to save us a ton of money? Good times. Now we've got a dozen streaming services, and somehow we're still paying more than we did for cable -- just with fewer remotes and more confusion.

If your household is juggling subscriptions like hot potatoes and your credit card is begging for mercy, it may be ...Read more

Daniel Kim/The Seattle Times/TNS

Seattle considers banning controversial rent-setting software, RealPage

Consumer / Home and Consumer News /

Seattle is on track to ban landlords' use of controversial rent-setting software that has been under legal fire for years.

A Seattle City Council committee on Wednesday advanced a bill to bar landlords from subscribing to software platforms that compile rental information to recommend rent prices. The proposal targets the platform RealPage, ...Read more

Real estate Q&A: Do I get more equity credit for covering house expenses after our divorce?

Consumer / Home and Consumer News /

Q: When I got divorced a decade ago, I was allowed to continue living in the house until our son grew up, but I had to cover all the expenses for the house, including the mortgage. Now that he has gone off to college, I want to sell the house, take my share of the equity, and move to a smaller apartment. My former spouse wants to split the ...Read more

Everyday Cheapskate: 7 Ways to Get Rid of Flies in the House

Consumer / Everyday Cheapskate /

Flies are a nearly unavoidable nuisance in most homes, especially during the warmer months of the year. Annoying for sure, but more than just pesky, houseflies (Musca domestica) can carry and transmit disease and cause illness. Consider these seven simple ways to banish these pests from the house and keep them out for good.

BLOCK THE ENTRANCES ...Read more

Everyday Cheapskate: How to Upsize a Cake Mix That's Too Small for the Recipe

Consumer / Everyday Cheapskate /

In my kitchen, I have a small collection of cookbooks, which I consider prized possessions. One of them, the classic Betty Crocker Cookbook, was a wedding gift, and trust me, it's seen more than its share of splatters and dog-eared/ripped pages. And I wouldn't part with it for anything.

Another features 100 things to do with an ordinary cake ...Read more

Everyday Cheapskate: 6 Generics That Are Truly a Great Buy

Consumer / Everyday Cheapskate /

What do you associate with the word "generic?" Do the words "inferior" or "tastes like cardboard" come to mind? Or do you, like many people, associate name brands with people who are well-to-do, while people in poverty opt for generics? That's complete nonsense but a commonly held attitude. The truth is that generics are often a great buy ...Read more

Everyday Cheapskate: Staying Cool for Less in a Home Without Air Conditioning

Consumer / Everyday Cheapskate /

Living without air conditioning in the middle of summer is like camping ... inside your house ... with all the bugs and none of the marshmallows. But before you decide to store your pillow in the freezer or start googling "affordable igloos," take heart: You don't need a high electric bill or a window unit that rattles like a shopping cart to ...Read more

Everyday Cheapskate: Practical Tips to Help With Home Maintenance and Repair

Consumer / Everyday Cheapskate /

Maintenance costs can put a serious dent in your budget and savings -- a dent that's tough to repair. While there are certain things you definitely need an expert to handle, there are plenty of other situations in which you can make minor but meaningful repairs without calling for professional support -- while saving serious cash.

From closet ...Read more

Everyday Cheapskate: Surprising Other Uses for Automatic Dishwasher Detergent

Consumer / Everyday Cheapskate /

It's no secret that dishwasher detergent is specifically formulated to be used in automatic dishwashers whether it comes as powder, pods, pacs, liquid or gel. What may come as a big surprise is that these products' grease and dirt-busting abilities can be used outside the dishwasher in many useful ways.

Case in point: my microfiber cloths. I ...Read more

Everyday Cheapskate: How to Make Proper Iced Tea, According to My Mother-In-Law

Consumer / Everyday Cheapskate /

The only thing more comforting than a tall glass of iced tea on a hot day is knowing how to make that perfect iced tea yourself with confidence -- for just pennies per serving.

My mother-in-law, a proud Canadian, taught me the difference between proper iced tea and the "swill" most restaurants pour, which in her opinion was, at best, a very ...Read more

Everyday Cheapskate: Frugal Fixes for Aging Skin and Hair

Consumer / Everyday Cheapskate /

Let's face it -- slowing the aging process can be a full-time job (without benefits). Skin loses its bounce, hair forgets how to shine, and suddenly your eyebrows need a motivational speaker. But here's the good news: You don't need a trust fund or a drawer full of fancy potions to look and feel great. You just need a little humor, a few kitchen...Read more

Everyday Cheapskate: Quick and Easy Outdoor Cleaning and Storage Tips

Consumer / Everyday Cheapskate /

Many outdoor cleaning and storage solutions can be rather expensive, especially when compared with Everyday Cheapskate do-it-yourself or homemade alternatives. Here are some of my favorite cleaning tips and storage solutions for the garage and patio that will give you the results you need without the costs you don't.

BARBECUE COVER

Protect ...Read more

Everyday Cheapskate: How to Liquify Crystallized Honey and the Best Way to Store It

Consumer / Everyday Cheapskate /

It's discouraging when you reach for the honey, only to discover it is no longer a smooth liquid, but all grainy -- like sugar. You may have even tossed it into the trash assuming that it had gone bad and was no longer edible. Truth be told, it is still perfectly delicious and nutritious. It's easy to turn crystallized honey back into its liquid...Read more

Everyday Cheapskate: How to Save Money and Get Financially Confident

Consumer / Everyday Cheapskate /

For a good deal of my life, I lived under a dark cloud of fear that I would end up financially destitute -- a bag lady. Studies reveal that I'm not the only one. Most of us have felt that way, not because we're broke but because we lack confidence. That makes us timid, worried and financially insecure.

Look, we don't have to accept financial ...Read more

Everyday Cheapskate: How to Break the Plastic Wrap Habit in Your Kitchen (and What to Use Instead)

Consumer / Everyday Cheapskate /

Let's talk about plastic wrap. That clingy, crinkly roll we all keep in the drawer -- the one that never tears straight and sticks to everything except the bowl you're trying to cover. It's convenient until you stop and ask: Is this really the best we can do?

Spoiler: It's not. And honestly, it's time to break the habit.

THE TROUBLE WITH ...Read more

Everyday Cheapskate: At-Home Adventures

Consumer / Everyday Cheapskate /

Are you feeling jittery about taking a family vacation this summer? You're not alone. Whether it's your family's safety abroad, the high cost of gasoline or a thin bank account that has you unsettled, this might be a great time to consider a dramatic alternative: a stay-at-home vacation!

You can become tourists in your own town by uncovering ...Read more

 

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