Senior Living
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Toni Says: America, there is a new Medicare scam!
Dear Toni:
I recently had a hospice agent knocking on the doors in my neighborhood who said he represented Medicare. He was giving away free hospice gifts and told me that I could receive these Medicare services at no charge for me and my husband. I told him that I did not give out personal information to anyone that I do not know because I ...Read more

Travel Trending with Kathy Witt: Raise a glass and say 'santé' to a Viking Bordeaux river cruise
You know it’s going to be a memorable trip when you are greeted by a giant bottle of Bordeaux wine on arrival at the Bordeaux-Mérignac Airport. And it’s fitting for this adventure, a seven-day Chateaux, Rivers & Wine-themed voyage through France’s sumptuous Bordeaux wine country—home of some of the world’s most coveted wines—sailing...Read more
Social Security and You: Social Security Disability Benefits and Incentives to Work
Social Security Disability Benefits and Incentives to Work
Q: I am 57 years old and getting Social Security disability benefits. I understand I can work and make $23,000 and still keep my disability checks. Is this true?
A: No, it's not true. The dollar figure you cite applies to retirees who are under their full retirement age and working. ...Read more

Maybe it’s not just aging. Maybe it’s anemia
Gary Sergott felt weary all the time. “I’d get tired, short of breath, a sort of malaise,” he said. He was cold even on warm days and looked pale with dark circles under his eyes.
His malady was not mysterious. As a retired nurse anesthetist, Sergott knew he had anemia, a deficiency of red blood cells. In his case, it was the consequence ...Read more

Maybe it's not just aging. Maybe it's anemia
Gary Sergott felt weary all the time. “I’d get tired, short of breath, a sort of malaise,” he said. He was cold even on warm days and looked pale with dark circles under his eyes.
His malady was not mysterious. As a retired nurse anesthetist, Sergott knew he had anemia, a deficiency of red blood cells. In his case, it was the consequence ...Read more

Toni Says: Turning 65 with employer health insurance, need Medicare help!
Toni:
I have just enrolled in Medicare Parts A and B because I turned 65 in June. I am still working, and my husband, James, and I are on my employer health insurance plan. I recently received a letter from Social Security saying that I am being charged a much higher premium for Part B because of my 2023 tax return showing higher earnings. Now ...Read more
Social Security and You: World War II History With a Social Security Link
My wife and I were recently doing a little house cleaning and downsizing. Specifically, we were going through many of our old books. We've finally decided that having shelves and shelves of hardbacks and paperbacks and other volumes wasn't impressing anyone anymore -- including ourselves. So, one by one, we are going through them and deciding ...Read more

5 best retirement income strategies
If you’re stressed about running out of money in retirement, you’re not alone.
More than half (57 percent) of American workers think they’re behind where they should be on their retirement savings, according to Bankrate’s Retirement Savings Survey. Fueling the stress about retirement income needs are worries about inflation, a weakening...Read more

His heart stopped after a run. His daughter, a nurse, helped restart it
Home from a 5-mile run one August day, Mark Kleinschmidt couldn't stop sweating. He blamed it on the heat. Then his chest felt tight.
He sat on his bed for a few minutes. Once the pain subsided, he headed for the shower.
The tightness returned while he was showering. He got out, only to drop to the bathroom floor. Somehow, he managed to get ...Read more

Months after a serious stroke, he was back to drawing caricatures
A loud ringing and bright light jolted Adam English awake. Then he felt the bizarre sensation of a zipper closing from ear to ear across his face.
English tried to call out, but he could only make sounds.
Then he tried getting out of bed. He fell, hitting his head on the iron bed frame.
His wife, Joanne Pera, was in the bathroom around the ...Read more

Medicare or Medicare Advantage ... What is the right plan for me?
Hello Toni:
Thank you for teaching my husband Charley and me the value of finding the right Medicare option for him since he retired at age 70 a few months ago. Charley wanted to pick a Medicare Advantage PPO plan because it had a $0 monthly premium and he could still keep his doctors even though many of the offices were out of network. He ...Read more

A candid take on mortality and the power of friendship
They gather several times a week in the parking lot of a Vons supermarket in Mar Vista, and no subject is off-limits. Not even the grim medical prognosis for 70-year-old David Mays, one of the founding members of the coffee klatch.
"It's one of our major topics of conversation," said Paul Morgan, 45, a klatch regular.
Mays is a cancer survivor...Read more

A candid take on mortality and the power of friendship
They gather several times a week in the parking lot of a Vons supermarket in Mar Vista, and no subject is off-limits. Not even the grim medical prognosis for 70-year-old David Mays, one of the founding members of the coffee klatch.
"It's one of our major topics of conversation," said Paul Morgan, 45, a klatch regular.
Mays is a cancer survivor...Read more
Social Security and You: One Big Ugly Press Release
I am so embarrassed by my former employer, the Social Security Administration. By issuing a press release that not only supports but outright glorifies the recently passed "One Big Beautiful Bill," they have crossed a line that should never have been crossed. They may even have acted illegally. It was One Big Ugly Press Release.
Before I ...Read more

This former teacher and coach is staging his first art exhibition — at age 90
PHILADELPHIA -- Seymour Lemonick just accomplished something few 90-year-olds can dream of: staging his first art exhibition.
For the retired Philadelphia teacher and football coach — a sculptor and self-taught woodworker whose Elkins Park, Pennsylvania, home is a makeshift museum — it’s a pinch-me moment.
“This is beyond my wildest ...Read more

This former teacher and coach is staging his first art exhibition -- at age 90
PHILADELPHIA -- Seymour Lemonick just accomplished something few 90-year-olds can dream of: staging his first art exhibition.
For the retired Philadelphia teacher and football coach — a sculptor and self-taught woodworker whose Elkins Park, Pennsylvania, home is a makeshift museum — it’s a pinch-me moment.
“This is beyond my wildest ...Read more

DOGE cuts have made it hard for seniors to get Social Security offices on the phone
PHILADELPHIA -- For a “real lesson in torture,” try calling your local Social Security Administration office with a question.
That’s what Marcia Chestnut, a 62-year-old former housekeeper from Philadelphia, sardonically suggests.
In February, Chestnut — who lives with various disabilities — received a notice from the SSA saying her ...Read more

Travel Trending with Kathy Witt: Oceania Cruises’ Riviera immerses guests in Alaska by land and by sea
We’re sipping hot chocolate and watching a mama bear and her cubs nose around the beach when we catch sight of a shower of ice chunks plunging into the waters of Alaska’s Disenchantment Bay.
Standing on the deck of a catamaran anchored half a mile from Hubbard Glacier, we had been hoping to witness such a scene: North America’s largest ...Read more
Social Security and You: Another Grim Report from Social Security Trustees
I'm a little late in getting to this issue. But as the old adage goes -- better late than never. This column is going to be about the annual report of the Social Security Board of Trustees concerning the financial health of the program. (More about this board at the end of the column.) The trustees' report came out a couple of weeks ago and made...Read more

DOGE cuts have made it hard for seniors to get Social Security offices on the phone
PHILADELPHIA -- For a “real lesson in torture,” try calling your local Social Security Administration office with a question.
That’s what Marcia Chestnut, a 62-year-old former housekeeper from Philadelphia, sardonically suggests.
In February, Chestnut — who lives with various disabilities — received a notice from the SSA saying her ...Read more